Leighton Realty – Cape Cod Real Estate
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Buying Process with a Cape Cod Realtor

When purchasing a home on Cape Cod, the search can be both exciting and overwhelming at the same time. You will want to choose the Cape Cod realtor you want to work with during this process carefully.

Buy or Sell First

Generally speaking, real estate professionals advise listing your present home and shopping for your new home simultaneously. Since most people can not afford to purchase a home before selling, you should consider how fast you need to sell and how long you should expect it to taken given the current market conditions. If necessary, your offer to buy a home can be contingent on selling yours.

Knowing How Much you can Afford

Before you set off viewing open houses or setting your expectations too high or too low, you should obtain a mortgage "pre-qualification” or "pre-approval”. We strongly suggest you meet with either a mortgage loan officer or bank official to find out how much of a house you can afford. This will benefit you during the negotiation process as it will give any prospective seller more confidence in your ability to obtain a mortgage. You will also know your price range, monthly payment and down payment requirement so you can begin the process at ease.

Finding the Right Cape Cod Home - Using the Internet

You are in the exact right place to begin your search. First of all, the Internet has replaced newspapers as the number one source of listing new homes. Now 18 times more people find the home they purchase online instead of in the newspaper. Our Cape Cod real estate site provides you access to listings by Leighton Realty and virtually all other Cape Cod realtors, but we make the experience as enjoyable as we can. You can also sign up for instant access to new listings.

Making an Offer

Once you decide on the right home, an "Offer to Purchase” contract is drawn up along with you and your realor on Cape Cod. In Massachusetts there is a 2 step process:
  • Offer to Purchase: This is were the negotiation begins with your choice of price and terms until both the seller and buyer are in agreement. There must be an initial down payment with the Offer and it will be returned if both the seller and buyer are not in agreement. There are the usual conditions to the buyer’s offer such as home inspection, mortgage approval and the seller obtaining an acceptable septic certification (as required by Massachusetts Title V law).
  • Purchae and Sale: This is a more detailed contract and is usually drawn up after the home inspection and requires an additional down payment. Your realtor will discuss with you these requirements.

The Closing - Passing of Papers

You should plan on performing a final "walk-thru” on your property prior to "the closing”. Once the property transfer is recorded with the Barnstable Registry of Deeds, the property is YOURS! So, make sure the property is acceptable prior to signing the documents.
Congratulations! You are on the way to becoming the proud owner of a home on Cape Cod!
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